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Errors & Omissions

The E&O Department has access to multiple markets to shop for the best possible coverage for your agency. Swiss Re is the largest insurance agent E&O program in the United States. Fireman's Fund is the second largest E&O carrier and we have access to both.
In fact, we have access to fourteen markets - Standard/Preferred Carriers and Surplus Lines Companies. We have a policy for all types of needs.

SwissRe.jpgFor 25 years, the Big "I" Professional Liability Program underwritten by Westport Insurance Corporation, a member of the Swiss Re Group (rated A Excellent by A.M. Best), has been the premiere choice of IIABA member agents.
Working with our partners at Swiss Re, we have created one of the strongest coverage forms in the marketplace.  Structured using a modular approach, our policy provides solid core coverage as well as coverage units to insure against other exposures of concern.
How to Apply
1. Please read our instructions completely.
Star.gifApplication Instructions and Hints.pdf
2. Then download and complete the application.
Form.gifClaims Made Application - Fillable.pdf
3. Mail, fax or email completed application to:
You will  need the free Adobe Acrobat Reader to access these files. Download here.

With more than 25 years of experience, Fireman’s Fund is an industry leader in providing liability coverage for agents and brokers against errors and omissions. Fireman’s Fund Insurance Company is rated A Excellent by A.M. Best.

How to Apply

2. Complete the application electronically and save a copy to your computer.
3. Sign the application digitally, then email to
Coverage Highlights.pdfCoverage Highlights.pdf
Coverage Evaluation.pdfCoverage Evaluation.pdf 
You will need the free Adobe Acrobat Reader to view these files. Download here.
PROTECT your business with an E&O umbrella endorsed by IIABA.
CONSOLIDATE coverages with one carrier and avoid potential gaps.
SECURE your agency’s future with the largest writer of agents professional liability in the country.
SUPPORT your state association while protecting your business.
A commercial umbrella underwritten by Swiss Re (rated A by A.M. Best) is now available exclusively to Big “I” members.
  • Designed in collaboration with the IIABA to meet the needs of independent insurance agents
  • Broad coverage over primary casualty lines, including E&O
  • Limits available up to $10 million over underlying primary E&O policy
  • Available nationwide
  • May be written over a variety of E&O carriers 
E&O Happens
The Big “I” Risk Management Website offers exclusive risk management information and tools to help agency staff avoid E&O claims and improve business practices.
Search for E&O claims frequency data, real-life case studies and analysis, sample client letters, sample agency procedures, agency E&O assessments, podcasts on important E&O topics, and much more.
Big "I" Members whose agency E&O insurance is written by Swiss Re through the Big "I" Professional Liability Program have unlimited access to the web site. Others will have limited access. Log on today.
Loss Control Seminars
Big "I" and Swiss Re approved Loss Control seminars provide the tools and knowledge to protect your agency. In addition, completion of the seminar may qualify for a discount on your E&O premium for many E&O policies. Courses are available in live online webcasts and classroom format. See our education calendar for current offerings.
Virtual Risk Consultant
The Big “I” Virtual Risk Consultant (VRC) powered by Rough Notes is a web based sales and service resource designed to help your agency better serve your customers.
The VRC improves agency staff’s knowledge of client/prospect operations enabling them to better identify and cover client exposures, leading to increased sales.
It is truly an affordable tool that will increase the professionalism of staff and help the agency grow while limiting exposure to E&O claims. See additional program details here.